Home Insurance

Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.

Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.

As a homeowner, it is possible that you may be held liable for accidents that people have while on your property. What's more, you may accidentally damage other people's belongings either in your own home, or somewhere else. A well-structured home insurance plan will make sure that you're covered for any of these unforeseeable events. The Homeowner policy covers your Home, Detached Structures, such as a garage or shed, Personal belongings, furniture, clothing, appliances, Loss of Use, for living expenses, when the home is damaged and uninhabitable.

Personal Liability that protects you and your family against a claim or lawsuit if someone is injured or their property is damaged while at your home.